By accessing or using the Site, you confirm that you agree to these Terms. If you do not agree with any part of these Terms, you should discontinue use of the Site immediately.
We reserve the right to modify, update, or revise these Terms at any time, at our sole discretion. When we make changes, we will post the updated Terms on this page and update the “Last Updated” date above. Your continued use of the Site after changes are made constitutes your acceptance of the modified Terms.
You agree to use the Site in compliance with applicable laws, rules, and regulations. You must not use the Site for any unlawful purpose or engage in any activity that could disrupt or harm the functionality or security of the Site.
You may use the Site for personal, non-commercial purposes only unless otherwise agreed upon with us.
To access certain features or request services on the Site, you must be at least 18 years old or the legal age of majority in your jurisdiction. By accessing the Site, you represent and warrant that you meet the eligibility requirements.
To access specific services, you may be required to create an account on the Site. When registering, you agree to provide accurate, complete, and current information and to update this information when necessary.
You are responsible for maintaining the confidentiality of your account credentials, and you agree to notify us immediately of any unauthorized use of your account. We are not responsible for any losses or damages arising from your failure to protect your account information.
We value your privacy. Please review our Privacy Policy, which describes how we collect, use, and protect your personal information. By using the Site, you agree to the terms of the Privacy Policy.
The Site provides information about the insurance products and services offered by The Insurance Agency. All insurance policies, quotes, and agreements are subject to approval by the relevant insurance providers.
The content on the Site is for informational purposes only and does not constitute an offer to sell or the solicitation of insurance.
The Site and its content are provided on an “as is” and “as available” basis. We make no warranties or representations of any kind, express or implied, regarding the Site, its availability, or its content. To the fullest extent permitted by law, we disclaim all warranties, including implied warranties of merchantability, fitness for a particular purpose, and non-infringement.
We do not guarantee that the Site will be free of errors, viruses, or other harmful components.
To the fullest extent permitted by law, The Insurance Agency and its affiliates, employees, agents, or partners shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from or related to your use of the Site or any content therein, even if we were advised of the possibility of such damages.
Our total liability to you for any claim arising from your use of the Site is limited to the amount paid by you, if any, for accessing the Site during the 12 months preceding the event giving rise to the liability.
You agree to indemnify, defend, and hold harmless The Insurance Agency, its affiliates, employees, agents, and partners from and against any and all claims, losses, damages, liabilities, costs, and expenses (including reasonable attorneys’ fees) arising from your use of the Site, your violation of these Terms, or your violation of any third-party rights.
The Site may contain links to third-party websites or resources. These links are provided for your convenience, and we do not endorse or control the content of third-party websites. We are not responsible for the availability, accuracy, or content of such external sites.
Any interactions you have with third-party websites are solely between you and the third party.
These Terms shall be governed by and construed in accordance with the laws of Colorado, without regard to its conflict of laws principles. Any dispute arising from or related to these Terms or the use of the Site shall be subject to the exclusive jurisdiction of the courts located in Colorado, USA.
If any provision of these Terms is found to be invalid, illegal, or unenforceable by a court of competent jurisdiction, the remaining provisions of the Terms shall remain in full force and effect.
We may suspend or terminate your access to the Site at any time, without notice, for any reason, including if we believe you have violated these Terms.
These Terms, along with the Privacy Policy, constitute the entire agreement between you and The Insurance Agency regarding your use of the Site. If any provision of these Terms is deemed unenforceable or invalid, the remainder of the Terms shall continue in effect.