“As the owner of The Insurance Agency, I recognized a significant gap in the marketplace—a gap where customers needed more than just policies or a loyalty to a single carrier. They needed a partner who understood the complexity of their lives and provided tailored, comprehensive solutions. My customers’ needs are diverse, and they deserve more than a one-size-fits-all approach.” — Richard Schoenung, Owner

Following his honorable service in the Navy as a rescue swimmer, Richard earned a BA in Psychology and Industrial Relations from the University of Cincinnati and an MBA in Strategic Management from DePaul’s Driehaus College of Business in Chicago.
Richard has dedicated the past 20 years to building The Insurance Agency, with a mission to help clients navigate portfolio insurance services. By offering access to multiple carriers and expert advisory support, he ensures clients minimize risk, save time and money, and secure the precise coverage needed for every asset class. For Richard, nothing is more critical than having the right coverage at the right time—and the right person to call.
With a Master’s Degree in Business, Richard brings a strategic perspective to understanding the complex needs of individuals, families, and business owners, fostering lasting relationships while addressing their comprehensive insurance needs.
Richard resides in Centennial with his wife, two children, and their dog, Max. The family enjoys adventures and cultural pursuits, from museums and rodeos to hiking and local events. At home, they cherish time cooking, nurturing their city orchard, and connecting with friends.
The Insurance Agency is Richard Schoenung and his steadfast team who make the complicated world of insurance easier and less expensive for you.
At The Insurance Agency, we’ve reimagined the entire experience. Our commitment is to offer personalized guidance, thoughtful recommendations, and comprehensive portfolio management to reduce risk, optimize coverage, and drive down costs. We take care of the details so you don’t have to—streamlining and organizing your insurance needs so you can focus on what truly matters. Our mission is clear and simple: to ensure you have the right coverage at the right time, without the stress”
Our customers lead busy lives—whether they’re individuals, families, business owners, property investors, or Colorado’s four-season adventurers with garages full of gear. They juggle multiple responsibilities, from protecting dependents to managing assets, investments, and retirement needs.
What they don’t have time for is shopping, comparing, and pricing insurance for every asset—only to discover too late that their coverage is inadequate or overpriced.
That’s where we come in. We’re not brand loyal; we’re customer loyal, ensuring the right coverage at the best value for every need.